If you have heard this before, you are not the only one. About 40% of Americans have credit below 620, which is considered sub prime. But have no fear! Your week is about to get better, because there are a lot of companies out there who are more than willing to help find auto loans for people with less than wonderful credit ratings. 

In fact, a quick online search for “car loans with bad credit” will turn up hundreds of sites that will help you get approval for that new car you need to get through the day to day. Most of these sites have a free application process, and usually after submitting that application, a local dealership will contact YOU with your status so you don’t have to take more time out of your day to find a dealership who deals with sub prime auto loans. Isn’t technology wonderful?

So take a deep breath… things will work out. Don't worry about the little things. In this day in age, even though you might not realize it, there are still companies out there trying to help the working American grab a little slice of the dream… even if it is just a car!