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Several auto insurance policies are still sold for 12 months. As this is quite a long period of time and drivers needs may change during the year, short term automobile insurance is now available on a separate policy providing as little as cover for 24 hours.

Most firms when referring to temp automobile insurance or short term cover would define this as lasting from 24 hours up to one month in duration. However, now flexible insurance can be secured for between one to eight months.

Highly flexible insurance can now be provided for drivers on a pay as you go basis. This gives the option of not having to pay for insurance when it will not be required.

There are many situations where temp cover may be required. One is making sure you are adequately covered when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an extra policy for this could protect any no claims bonus acquired. This could be a good option for careful drivers.

Another reason temp insurance is taken out is to provide protection for a driver sharing the driving on a longer journey.

Providing insurance for a foreign guest is a popular reason. As is being covered for 24 hours when needing to drive a new vehicle home from a dealership. Taking a test drive and requiring cover for a day or weekend can be another reason.

Several drivers of vans will either be hiring or borrowing the vehicle. This can be where temporary one month van cover is required, when you are borrowing a van for a range of scenarios.

For those riders that are attending a biking convention or meet-up, temporary cover could be useful if the motorbike you are riding is not one you use regularly. This could be very beneficial if they use a car most of the year and will only be using the bike while they are away.

Tags: short term insurance, temp bike insurance, temporary car insurance, van cover for a day