Learn About Fraud At ATM Machines
Credit and debit card fraud at ATM's or cash point machines as they are more commonly known, is continually on the increase. Credit card fraud is not just limited to ATM machines but can occur when making a purchase such as women's shoes. How do you know that this ATM you are about to use is safe to use without becoming a victim? Do you purposely protect and cover your pin when using cash point machines, but how do you cover your pin and who do you cover it from? Well guess what, it can so simply happen to you.
Which slant do you protect your pin from? If the cash point is busy or placed in a busy point (say close to a shop entrance), I will keep keep an eye on what is occuring around me. Is anyone looking my transaction, will they follow me? I am more often than not more worried about the area and who is around rather than the thought that the machine has been tampered with. Yes I couldn't see them and wasn't even mindful of anything.
The cash point machine looked absolutely alright,when out looking for a pair of Vans women's shoes, just similar to all the other machines I had used previously and everything was ok then. I went ahead and used the machine but my card was not given back to me.
Oh no, I think the machine has eaten my card but what do you do? On the machine there was no telephone/phone number to call for help. I have not thought about carrying any bank emergency numbers separately. I'd never thought I would be in this position.
I can see part of the card but I can't reach it and retrieve it. These scams are so highly plotted and well disguised that it is so easily to become the next target. A camera will have spyed on the keypad and recorded your pin number.
Yes whoever, is watching you and part of this scam, will likely be familiar with your pin number unless you covered it. You cannot and should not leave the ATM unattended so you can go and get help as you are at risk by doing so, as someone could turn up and try and use the machine and they could take your card. But no, they are not, they will be retrieving your bank card and going off with it. With your pin number and card these scammers are able to use it at other cashpoints and keep using it until they have reached the daily limit, [or] all the money is taken from the account or the bank cancel it and put a stop on its use.
Ensure that you or a colleague, of course trustworthy colleague, stay with the machine preventing it from any further use until you get your card back. Pull and twist around the hole that your card slides into and see if there is anything mysterious or unnatural. Does anything move a little or flick off?
Cashpoint fraud is committed by placing an additional cover over the card insert hole with a little card flap which then prevents your card coming out of the machine. It maybe best to force the card back into the machine rather than risking somebody pinching it at a later time but ensure it is pushed all the way back into machine.
Sometimes you can see some light shining at the top part of the machine signage which fools you to think this is lit up when in fact it is the recording part of the scam slyly hidden. Take a look to see if you can see any cameras or small holes which could be watchingthe pin pad. This can be where the camera is hidden. Either a simple little camera device or a mobile phone with the camera facility in use.
You could describe your view that the ATM has been tampered with to the police who could offer you help and assistance.
The best option to avoid all this trauma is by being more alert to the cashpoint before using it and if you are in any doubt at all, it may be safer to use a different machine.
